Was Your Insurance Claim Denied?
An insurance policy is a contract between the policyholder and carrier. The carrier has a duty to act in good faith when a policyholder files a valid claim. In an attempt to save money, however, many insurance companies deny valid claims.
If your auto, homeowners, health or life insurance carrier is not abiding by the terms of your policy, you can fight back. Kopfler & Hermann, Attorneys at Law, provide representation to people who are not being treated fairly by their insurance carriers.
You have paid your insurance premiums for years. Now it's time for the insurance company to provide the coverage to which you are entitled. For a consultation with our Houma bad faith insurance lawyers, please call 800-673-0956 or contact us online.
Fighting Insurance Company Tactics
It is important to understand that insurance adjusters are not your friends and that your insurance company's primary objective is to make money. Paying out large settlements on claims is bad for profits. Some carriers routinely deny valid claims or delay decisions in the hope that policyholders will stop trying to collect. Others may pressure policyholders to accept settlements that are too low. You are under no obligation to accept an offer, and you have the right to review offers with an attorney before making decisions.
If you were in a car accident, you may have trouble getting adequate coverage from your insurance company. Uninsured/underinsured motorist carriers sometimes do not meet their obligations when a driver files a claim for property damage and injury.
In Louisiana, property owners usually have one year to file a property damage claim. Being on the Gulf Coast subjects property to numerous hazards, including floods, hurricanes and wind damage. Your insurance carrier may face penalties and attorney fees for failure to resolve your property damage claim within 30 days.
Louisiana Uninsured Motorist Claim Lawyers
To schedule an appointment, please call 800-673-0956 today.
